Health insurance deductibles, copays and coinsurance. What are the meanings and how do they affect your medical benefits? We help you understand how they impacts your out-of-pocket expenses and explain whether it is best for you to have a high or low deductible on your healthcare coverage. Each...

If you do not currently have medical insurance, there are several “Open Enrollment” periods that allow you to purchase guaranteed healthcare coverage. The ACA period for applicants under 65 is November 1 to January 15. The Senior Medicare period is October 15 to December 7.

Save money when purchasing health insurance coverage. Avoiding scams and questionable policy features are critical when navigating the healthcare landscape.

UnitedHealthcare is one of the nation’s largest health insurance companies, and provides a comprehensive portfolio of single, family, Senior Medicare, small group, and large group healthcare plans. Short-term policies are also offered, and provide very inexpensive medical acre options for limited time durations.

Health insurance coverage in Michigan is widely offered by major carriers. For under-65 coverage, Blue Cross Blue Shield of Michigan, Blue Care Network, McLaren Health Plan, Meridian, Oscar, Priority Health, UnitedHealthcare Community Plan, and HAP CareSource offer dozens of low-cost plans along with many low-deductible/low-copay options. Senior Medicare plans are also widely available by most of the largest carriers.